By JT Belnap | Treasure Valley Financial Planning | 2026 | 5-minute read They say a checkbook and a calendar never lie. If that’s true, and I believe it is, then we should occasionally stop and ask ourselves an honest question: if an impartial observer tallied up how you spend your time and your money, what would they say …
By JT Belnap | Treasure Valley Financial Planning | 2026 | 6-minute read You didn’t imagine it. Things really are more expensive. I know that sounds obvious. But I say it because a lot of people I talk to feel like they should have adjusted by now. Like the frustration they feel at the grocery store or the gas …
We are excited to share our review of 2023, which we call “Signal in the Noise.” This phrase is comprised of two important components: Signal is meaningful information, and Noise is the random, often unwanted, distraction that interferes with the signal itself. In a world filled exclusively with “breaking news,” it can be difficult to maintain the long-term perspective required …
As we approach the merger between TD Ameritrade and Charles Schwab, we’ve spoken with several clients that have asked why we’re changing companies. Please know that your TVFP team and company are not changing. As independent advisors, we choose which 3rd party custodian is entrusted to hold our client’s assets. We are confident in the Schwab platform’s capabilities, and we’ve …
Charles Schwab Transition Update As you may be aware, in 2019, The Charles Schwab Corporation acquired TD Ameritrade and its related businesses. Since then, they have been working diligently behind the scenes to facilitate the seamless transition of TD Ameritrade accounts to Schwab. By now or sometime soon, you will receive a letter or email from TD Ameritrade Institutional outlining …
By JT Belnap | Treasure Valley Financial Planning | 2026 | 7-minute read I’m a little biased. I live here. I chose to build my firm here. And I genuinely believe the Treasure Valley is one of the best places in the country to retire. But I also want to give you an honest answer, not a sales pitch. …
By JT Belnap | Treasure Valley Financial Planning | 2026 | 7-minute read We still see it all the time. People who give generously to causes they care about, writing checks out of their own pocket, year after year. And when we ask why they haven’t explored other options, the answer is almost always the same: “I figured there …
By JT Belnap | Treasure Valley Financial Planning | 2026 | 7-minute read There is a conversation I have with clients in their 40s and 50s that almost always goes the same way. Part of our process at TVFP is a deep discovery with every client that goes well beyond the numbers. We want to understand your full life …
Market turbulence? We’ve got some thoughts to share. Higher-than-expected inflation data slammed investor expectations and rippled through markets, causing a broad selloff, and we expect to see more volatility in the coming weeks.1 Why are markets selling off? Folks hoped tamer inflation would cause the Federal Reserve to pull back on its interest rate hikes. Unfortunately, the hot inflation data …
“Parachute planning utilizes other assets or income vehicles during poor market cycles to avoid withdrawing from underperforming assets.” – Jonathan “JT” Belnap, Financial Advisor with Treasure Valley Financial Planning As the financial markets continue to experience more and more volatility, it is understandable that many investors – especially those of you who are retired or expect to soon be in …
