Finally. One coordinated team optimizing your retirement, taxes, and legacy.
A family-office style firm of financial advisors, CPAs, and estate planning attorneys working under one transparent advisory fee.
- Create Clarity and Alignment
- Receive Full Team Support
- Preserve and Purpose Wealth
As Seen In
When No One Is Truly Looking at the Whole Picture
As wealth grows and retirement nears, decisions multiply and so do the moving parts.
Investments, taxes, estate planning, and family goals often live in separate conversations with separate professionals. Without coordination, even “good advice” can create uncertainty.
Many find themselves facing challenges like:
Anxiety about protecting what took decades to build
Frustration with advisors who only talk about investments
Writing large tax checks without knowing better options exist
Worry they’re missing opportunities they don’t even know to ask about
Transitioning from saving to spending investment dollars
There is a better way forward.
How we help
For Families Who Want Their Wealth to Matter.
We guide families who want more than the traditional advisory relationship. We help them use their wealth with intention—aligning money, values, and decisions to create impact that compounds throughout life and beyond. We call this Compound Impact™.
Request Private ConsultBeyond Wealth Management
A Complete, Coordinated Strategy.
A family-office style firm that manages your full strategy. In a world where it’s who you know, all you need to know is us.
Active portfolio oversight designed to adapt as markets change.
Proactive tax planning strategies focused on reducing tax exposure and uncovering opportunities.
Thoughtful estate planning that helps you pass on what matters most, to who matters most.
Risk management planning that safeguards what you’ve built.
Intentional giving and charitable strategies while enhancing tax efficiency and long-term impact.
Retirement income planning that creates clarity throughout every stage of retirement.
A Plan That Evolves With Your Life
Wealth without family-shared values and preparation can undermine the very legacy it’s meant to create. That’s why our process begins with clarity and builds toward alignment over time. The result is a thoughtful plan that evolves with your life and supports long-term stewardship.
- 1
Discovery
We begin by gaining clarity around what matters most, including your values, priorities, and the decisions in front of you. Before strategy comes understanding, so every recommendation is rooted in purpose rather than assumption.
- 2
Foundation
With clarity established, we build the structure that supports your life by coordinating investments, tax strategy, estate planning, and protection into one aligned plan. Complexity becomes organized and confidence replaces uncertainty.
- 3
Progress Cycle
From there, we move into an ongoing rhythm of proactive planning, adjusting as life evolves and opportunities arise. Progress compounds over time, ensuring your wealth continues to serve your family, experiences, and legacy.
About Us.
At Treasure Valley Financial Planning, we believe in something more powerful than compound interest: Compound Impact™.
We believe wealth should serve a greater purpose than simply accumulating over time. It should support the people you love, the experiences that matter most, and the legacy you hope to leave behind.
We act as a fiduciary when providing investment advisory and financial planning services. Through our Family Office approach, we bring experienced professionals together so your retirement, tax, and legacy decisions work in harmony over time, including proactive, advanced tax mitigation designed to reduce lifetime tax exposure and preserve more of what you have built.
The result is clarity, confidence, and lasting significance across generations.
Treasure Valley Financial Planning is honored to receive the 2026 statewide Gold Award — Idaho's Best™ Financial Planning Firm.
Third Party Companies Third Party Companies are not affiliated to TVFP or TVFP’s Owners or Employees.
“I have worked with JT and his organization for over a year now and they are very professional and provide excellent service. If you need excellent financial information, this is the organization to work with.”
JOHN A.Current Client “JT is kind, personable, and knowledgeable. He has been a great help to me in getting my finances in order. I trust him to be fair and honest. I recommend TVFP and am glad I found them.”
MARY ANN H.Current Client They have been honest and transparent in how they handle my money. A very educated team. They keep me informed in what to look for in the future of the stock market.
DOUGLAS T.Current Client Always a pleasure. Very informal yet very insightful. They always offer excellent advice of current and future outlooks. Your opinions and questions are always requested and welcomed. Next step planning is a priority. Great people!
AL S.Google Review Kendell at TVFP has been an invaluable resource for my family as we plan our future. He is knowledgeable, responsive, friendly, and well equipped to adapt to the specific needs of his individual clients. We feel fortunate to have him in our corner, and appreciate the entire staff at Treasure Valley Financial Planning.
J.R.Google Review We have worked with Dave Morrison for several years and he is an outstanding financial advisor. He helped us develop and implement a very sound retirement plan and always has thoughtful and easy-to-understand answers to our questions. He is a pleasure to work with and we highly recommend him!
STEPHEN C.Google Review TVFP is a great team who have taken the time to get to know us and our goals/values. No pressure to sign with them. They wanted us to be fully comfortable before we signed up. I highly recommend them.
PHIL K.Google Review I wouldn't trust the management of my portfolio to anyone else. This team is smart, responsive, up to date on market trends and completely trustworthy. I highly recommend TVFP to anyone needing sound financial advice and a calm, steady approach to investing. They are a voice of reason in an uncertain time.
NANCY R.Google Review Every time we meet with JT and Dillon I am amazed at their knowledge and guidance. They are very patient and never push for us to make a decision one way or another. I know we are in a much better financial situation because of their expertise.
SUE W.Google Review JT and Dillan have been very helpful and knowledgeable about getting our finances in order for us to retire. I highly recommend Treasure Valley Financial Planning.
RANDY R.Google Review We love our experience at TVFP. They are responsive, informed, follow through, personable, trust worthy and just an all around amazing team of professionals. Strongly recommend TVFP!
LAURA S.Google Review Dillan was fantastic with helping my husband and I back on track with our finances. Dillan helped create steps and a plan we could immediately implement. Thank you, Dillan!
CHELSEY C.Google Review TVFP uses industry best practices coupled w/ their financial modeling tools that result in a personalized investment portfolio that has helped meet our financial goals, while minimizing taxes & risk. Celebrating our 5 yr partnership w/ TVFP.
TOMMY W.Google Review I really enjoy our annual meetings with JT and Dillan. They do a snapshot of our current position and give good insight for investing and planning for retirement.
DENISE H.Google Review Always helpful and they take the time to help you understand where you are at. Really happy with Treasure Valley Financial Services and Dillan and JT. Office personnel is very friendly as well.
VONDA M.Google Review Always a pleasure to Work with Dave Morrison and Team. Retirement is just around the corner, feeling very confident in the overall future fiancial planning.
TAMARA R.Google Review David and Matt are always great! They answered all of my questions and explained it so I could understand it easily. Putting my mind ease. Thank you!!!
PEGGY L.Google Review JT and the team are exceptional and have a unique approach to financial management that we love. Highly recommend!
SCOTT P.Google Review Was great to meet you all face to face! Thanks for answering my questions and making me feel more comfortable with everything. Thanks again
TED A.Google Review I know that my financial future is in good hands with JT. He is passionate and knowledgeable and I trust that he has my best interests at heart.
TRACY J.Google Review The Best Financial Planning group in the valley!!! I want to thank JT Belnap personally for all your help. TOP SHELF!
JERRY D.Google Review JT and Dillan have been extremely helpful in making sound retirement plans.
TOM T.Google Review I love being able to talk through everything with JT, he makes it so much easier to make smarter choices and work through the things life throws at you!
DOMINIQUE B.Google Review Excellent listening skills - results oriented. I highly recommend Treasure Valley Financial Planning.
CYNTHIA Y.Google Review JT always has the answers and facts to support them, to let me feel comfortable that I am on the right track or give me advice to make the correct decisions.
GARY P.Google Review Great firm with great values! I appreciate JT's leadership, determination, and commitment.
ANDERSON J.Google Review Dave is the best. Highly recommend. Very kind, super professional and extremely knowledgeable.
OLIVIA H.Google Review Always very helpful. Great advice.
JACKIE K.Google Review Highly recommend Treasure Valley Financial Planning! Trusted, experienced advisors!
MARY M.Google Review Good discussion, advice on financial situation..AND also discussed Trust.Always good info.
RAY R.Google Review Appreciate their attention to detail, superb communications and smart moves.
MARY O.Google Review Very pleasant to work with, understood our needs, answered our questions for future planning.
LUKEGoogle Review Comprehensive financial assistance is second to none! Highly recommend!!
CHERYL D.Google Review I have complete confidence in the advice I was given. Enjoy talking to David.
SHIRLEY P.Google Review Dave is on the ball with our best interests.
KEVIN R.Google Review Very professional and helpful. Recommend them.
MICHAEL H.Google Review Great place to invest. Happy with our experience.
ALLISON F.Google Review Always there to assist with any financial related questions.
GAVIN H.Google Review Great company with better people
HUNTER J.Google Review Professional, reliable, and trustworthy people!
ALEXA B.Google Review Very Professional!
WILLIAM D.Google Review It is always a pleasure to see Dave. The information I receive is invaluable to me. I can count on Treasure Valley Associates to help me with my financial issues and inquiries. Thanks to all.
JUDITH P.Google Review Dave and all of the staff of Treasure Valley Financial Planning are wonderful to work with, knowledgeable and diligent stewards of my financial future. I truly cannot recommend the folks here enough if you are in need of financial planning services.
KELLY H.Google Review I have trusted Dave Morrison and his staff for 5 years now and I am always pleased with our meetings and with the way they advise and take care of my Money as well as caring about me. I would highly recommend Treasure Valley Financial Planning to anyone needing a Financial Team.
MARI D.Google Review Had a great one on one meeting with Dillan Egbert today. We've been clients with TVFP from the beginning and they've always been good to work with. Dillan is very bright and knowledgeable, and doesn't hesitate to dive into complex financial situations. Recommended!
SARAH W.Google Review I love working with Dave Morrison and his team. They answer my questions and go in detail the answers so I can understand it. They are up to date and current on what is happening in our economy. Very professional, but also down to earth and friendly. You feel like family.
ALICE S.Google Review Dillan & JT have done a wonderful job assisting my husband and I with planning for retirement! They're very professional and knowledgable, plus super nice guys! I highly recommend TVFP to anyone looking for assistance with planning for retirement!
SONIAGoogle Review We are so happy we chose to plan our financial future with TVFP. Dave and Matt have guided us through every step. We feel very confident that we made the right choice.
SUSAN B.Google Review Dave is awesome to work with. He's trustworthy, patient and a good listener...can't imagine having anyone else but Dave and his team guide us along.
NATE W.Google Review We've been with TVFP for about 3 years now and we couldn't be more pleased. They are great stewards of our finances and have great open communications and annual reviews. It's great to know our investments are in great hands!
CHRISTY R.Google Review We really like JT!.. The way he approaches things and explains them in layman's terms so he doesn't talk over our head. He looks at the whole picture and comes up with a comprehensive plan to go forward. He has been our Financial Advisor for about 4 years now, and we are very pleased.
SUSAN F.Google Review Been with Dave Morrison for about 20 years. We've been impressed with his knowledge and advice. We also trust he'll be there when we can no longer make wise decisions.
DENNIS M.Google Review Pat is always very professional yet personable. He explains my investments in terms that I can understand. I value his knowledge and suggestions. I have full trust in Pat.
DEBBIE J.Google Review A very professional team and very detailed. They made everything perfectly clear and have saved us a lot of money.
TOM M.Google Review Rob Flagler at Treasure Valley Financial Planning was able to answer all my questions about financial planning. These guys are very professional and easy to work with.
GABE I.Google Review Kendell is my advisor and he has made me feel safe and also smart I don't feel like I'm being told what to do rather being taught to make the right decision
LANCE C.Google Review Pats financial guidance is wonderful. He knows his stuff and lays out the options in a clear way.
TOM J.Google Review Dave is just a super nice person! We really enjoy our visit with him.
EMMER O.Google Review JT is great. He is very professional and smart. We are very happy with Treasure Valley Financial Services.
PATTY C.Google Review I met with JT Belnap. He answered all of my questions and went beyond in helping me understand where my finances will be at retirement. I highly recommend him and his company.
RENATE C.Google Review
Reviews were published by third parties on Google and are shown as written. Individuals quoted may or may not be current clients, and their experience is not necessarily representative of any other client's experience. No compensation was provided in exchange for these reviews. A review is not a guarantee of any future result.
Why Good Advice Still Isn’t Enough
We have worked with successful pre-retirees and retirees across a wide range of circumstances.
You may have an advisor, a CPA, and an attorney. But no one is truly overseeing the full picture. The burden quietly falls back on you. And deep down, many people sense there should be a better way, but assume it does not truly exist. So they settle for disconnected advice and carry the mental load alone.
Without a clear plan, the cost is often invisible. Missed opportunities rarely show up on statements. They show up later as regret, stress, or unnecessary loss. Without coordination, important information gets housed in silos. Without holistic preparation, wealth can create a burden instead of freedom. You deserve better. Imagine what clarity could feel like. Knowing where you stand and why. Your decisions feel thoughtful instead of rushed. Your advisors are aligned and working together. Your money supports your life today and the legacy you want to leave behind.
- 1
Start the Conversation
Schedule an initial call to explore your goals and see if there’s a natural fit.
- 2
Explore Together
You learn about us. We learn about you. We talk through what’s working, what’s missing, and what’s possible.
- 3
Create Lasting Impact
Move forward with a plan designed to maximize your relationships, life experiences and legacy.
Frequently Asked Questions
Will you work with my existing professionals?
Yes. We regularly coordinate with the CPAs, attorneys, and other professionals already in your life, and we lead that coordination so you are not left connecting the dots on your own.
Do I need to have everything figured out before reaching out?
No. Most people come to us precisely because the pieces have not been brought together yet. The first conversation is about understanding where you stand.
Why should we choose Treasure Valley Financial Planning over other firms?
Many firms focus mainly on managing investments. We focus on helping your wealth support what matters most to you. Our work is guided by a philosophy we call Compound Impact, which means aligning financial decisions with your family, your values, and the legacy you want to leave. We operate as a family office, leading a coordinated team of tax and legal professionals so you are not left managing advisors or connecting the dots on your own. And we show up differently. We are practical, warm, and willing to roll up our sleeves. In a white-collar industry, we take a blue-collar approach by meeting you where you are and helping with the real decisions life brings, not just the financial ones.
We already have professionals in place. What’s typically missing?
Coordination. Individually strong advice can still leave gaps when investments, taxes, and estate decisions are made in separate rooms without a shared plan.
Is this the right fit for me?
This approach is designed for successful pre-retirees and retirees, typically within five years of retirement or already retired, who want clarity as decisions become more interconnected. Many of our clients include recently retired professionals, business owners preparing for or exiting a business, and individuals who have stepped into full financial responsibility, such as widows or single women making major decisions on their own. They have saved well and are doing fine by most measures, but they sense there should be a more thoughtful and coordinated way to move forward. Our strategies work best for individuals and families with at least $2 million in investable assets. At this level, the challenge is rarely accumulation. It is making sure wealth is structured intentionally to support income, reduce taxes, navigate life transitions, and create the kind of legacy they care about.
How do you charge for your services?
Many clients appreciate the simplicity of how we structure our fee. Instead of paying separately for different services, we charge a single advisory fee that covers the core work we do together, including investment management, retirement income planning, tax planning, estate planning, wealth protection, and ongoing guidance. This allows everything we do to stay aligned under one cohesive strategy, rather than a collection of one-off recommendations.
Treasure Valley Financial Planning acts as a fiduciary when providing investment advisory and financial planning services, which means we are required to act in your best interest and fully disclose material conflicts of interest.