Micron & Tech Professionals
Helping Micron and tech professionals retire with greater clarity, coordination, and tax awareness.
Within five years of retirement, the financial decisions around stock, taxes, healthcare, and income become more interconnected than ever. We help you navigate them with one coordinated team.
The final years before retirement can become the most financially consequential.
If you work at Micron or another tech employer, retirement planning is rarely just about investments.
Stock compensation, taxes, healthcare, retirement income, Social Security timing, and estate decisions all begin interacting at once. Yet most people are left trying to coordinate it alone.
- How and when to sell concentrated stock positions
- Reducing unnecessary tax exposure
- Determining whether work is optional sooner than expected
- Bridging healthcare before Medicare begins
- Creating retirement income before Social Security or RMDs
- Coordinating accounts, benefits, and legacy decisions into one plan
A coordinated team that understands your world.
Through our Family Office approach, we coordinate financial advisors, CPAs, estate planning attorneys, and strategic professionals into one unified planning framework so your decisions work together.
For Micron and tech professionals, that coordination matters.
Our client-facing team includes former Micron employees Patrick Collins and Eugene DelaRosa, CFP®, APMA®, who understand the realities of the RAM 401(k), ESPP decisions, and long-tenure stock accumulation.
Services
- Retirement readiness analysis
- RSU, ESPP, and concentrated stock planning
- Multi-decade tax mitigation strategies
- Roth conversion planning
- Retirement income coordination
- Healthcare bridge planning before Medicare
- Social Security timing strategies
- Estate and legacy planning
- Charitable giving optimization
- Investment consolidation and coordination
Who we work with
We typically work with Micron and tech professionals near the Treasure Valley who are within five years of retirement and have built significant wealth through disciplined saving and stock compensation.
Many of our clients come to us after realizing their financial life has become too interconnected to manage through disconnected advice alone.
This is typically a strong fit for individuals or couples who:
- Have $2M+ in investable assets
- Hold concentrated stock positions
- Are preparing for retirement or optional work
- Want proactive tax planning
- Prefer a coordinated advisory team
- Value clarity, stewardship, and long-term legacy
Very professional in every way. Excellent knowledge. Would recommend 1000%.
Rebecca B.Current Client ...treats us with the utmost respect and sincerity.
Joyce A.Current Client The team is always looking at ways to invest better, save on taxes better. I would highly recommend
Lynette L.Current Client They have been very attentive, considerate, and professional, while listening to our wants and needs.
Lynda P.Current Client We were greatly impressed with J.T.’s grasp and assessment of our situation and financial goals...
June F.Current Client Treasure Valley Financial Planning has been an incredibly positive experience.
Thomas M.Current Client TVFP is always there when I need them.
Linda G.Current Client We felt comfortable and relieved that they were on top of things and that our retirement money was in good hands!
David R.Current Client
Reviews were published by third parties on Google and are shown as written. Individuals quoted may or may not be current clients, and their experience is not necessarily representative of any other client's experience. No compensation was provided in exchange for these reviews. A review is not a guarantee of any future result.
Retirement should feel purposeful, not uncertain.
At Treasure Valley Financial Planning, we believe in something more powerful than compound interest: Compound Impact™.
We believe wealth should serve a greater purpose than simply accumulating over time. It should support the people you love, the experiences that matter most, and the legacy you intend to leave.
We act as a fiduciary when providing advisory and financial planning services. Through our Family Office approach, we bring experienced professionals together so your retirement plan is coordinated rather than fragmented.
- 1
Start the Conversation
Schedule an initial call to explore your goals and see if there’s a natural fit.
- 2
Explore Together
You learn about us. We learn about you. We talk through what’s working, what’s missing, and what’s possible.
- 3
Create Lasting Impact
Move forward with a plan designed to maximize your relationships, life experiences and legacy.