Patrick Collins, CRPC®, APMA®, M.B.A. - Financial Advisor
“Why did I wait so long,” and “I wish I had done this years ago” are two things I commonly hear from clients once they see just how manageable it is for them to take control of their financial futures. I help them do this by developing a straightforward plan of action based on a deep commitment to their best interests and an appreciation of the importance of realizing their financial dreams.
It’s the rare exception in life to try something new and get it right the first time. Unfortunately, we only get one shot at most of our financial goals. I help my clients identify and do the things that will maximize their opportunity for success by providing them with clearly defined actionable steps and guiding them through implementation.
Simply put, I chose this career because it allowed me to make a measurable difference in peoples’ lives, which, to be honest, provides me with a profound sense of satisfaction. I consider myself very fortunate to have this opportunity.
What I do, more than anything else, is help my clients decide to help themselves. For most people, planning their financial future feels like a significant burden. It seems complicated, time-consuming, and, quite frankly, not very fun. While we recognize the critical importance of planning, we tend to put it off until tomorrow. Before we know it, years have passed. Unfortunately, the longer we wait to plan, the more difficult it becomes to achieve our goals. I help clients see past the perceived veil of complexity and simplify the process of acting now.
While I enjoy working with a wide variety of people, I am best able to help those who plan on retiring soon or who have recently retired. I help these people coordinate a lifetime of savings and income streams, such as pensions and Social Security, so they can retire comfortably with confidence and stay comfortably retired.
Other than the four years I attended the University of Idaho (Go Vandals!), and the two years I attended graduate school in Arizona, I have lived my entire life in the Treasure Valley. Idaho is a special place with very special people. While I have had many opportunities to work and live elsewhere, being here, the place I love, has always trumped those opportunities. My wife, Jill, and I have two children and are relatively recent empty nesters. In my spare time, I can be found in the mountains and deserts of Idaho, the places where I am truly the happiest.
After a 19-year career at a high-tech company and starting my own business, I came to the realization I had no real financial plan. As I began considering my options, I became more and more intrigued by this field. I had always taken great pleasure in helping others and had honed my problem solving through the various professional roles I had assumed over the years. I realized I could combine these and help others take the action I had waited so long to take. Becoming a financial planner was the best decision I ever made. I now get to work with fantastic people doing the thing I love.
Making a real difference and adding value to others’ lives is tremendously satisfying for me. I know I have been successful in this endeavor when my clients are able to smile and say, “That was easy.”
Take control of your financial future. Talk to us today.
