By JT Belnap | Treasure Valley Financial Planning | 2026 | 7-minute read   There is a conversation I have with clients in their 40s and 50s that almost always goes the same way. Part of our process at TVFP is a deep discovery with every client that goes well beyond the numbers. We want to understand your full life …

Market turbulence? We’ve got some thoughts to share. Higher-than-expected inflation data slammed investor expectations and rippled through markets, causing a broad selloff, and we expect to see more volatility in the coming weeks.1 Why are markets selling off? Folks hoped tamer inflation would cause the Federal Reserve to pull back on its interest rate hikes. Unfortunately, the hot inflation data …

“Parachute planning utilizes other assets or income vehicles during poor market cycles to avoid withdrawing from underperforming assets.” – Jonathan “JT” Belnap, Financial Advisor with Treasure Valley Financial Planning As the financial markets continue to experience more and more volatility, it is understandable that many investors – especially those of you who are retired or expect to soon be in …

Cybercrime is on the rise everywhere. In fact, global losses due to cybercrime climbed from $600 billion in 2018 to $1 trillion in 2020. That’s enough to make anyone concerned about the security of their financial accounts. But you don’t have to feel helpless against the threat of hackers. These steps can help limit your risk and keep your financial …

Talking with loved ones about estate planning and inheritance can be challenging, especially as it centers around two taboo topics — money and death. But talking with your adult children about their inheritance can provide significant advantages for you and them. It can help your heirs better prepare for the future and give you a chance to explain the reasoning …

I hope this message finds you well! Our investment philosophy is to protect and grow client accounts. With that in mind, one of the market indicators we watch raised some warning signs over the weekend. In an abundance of caution, we have partially de-risked many of our portfolios, meaning we sold some stock positions and increased our cash position. As …

At Treasure Valley Financial Planning, our goal is to keep you well informed about what we are doing to help navigate the changing markets and provide information on other areas of personal finance you may find helpful.  As always, if you have questions or concerns, do not hesitate to contact us today. Are federal taxes going up? We’ve been receiving …

The stock market got a little crazy last week. Is a storm coming? Let’s take a look at what’s driving markets right now. (Scroll to the end if you just want my takeaways.) A few things are driving the market volatility: Fears of a financial crisis in China. China’s overheated real estate bubble is starting to pop and Evergrande, a …

At Treasure Valley Financial Planning, our goal is to keep you well informed about what we are doing to help navigate the changing markets and provide information on other areas of personal finance you may find helpful.  As always, if you have questions or concerns, do not hesitate to contact us today. SECURE Act 2.0 Although the SECURE (Setting Every …